INSURANCE CLAIMS
At Gulf States Roofing, we’ve helped countless homeowners file insurance claims for roofing repairs from understanding your insurance deductibles to insurance restoration process. We’re experts in the industry that can help you solve your roofing issues and file successful claims. As roofing insurance can be quite complicated, let’s take a closer look at the process and how we can help.
THE ROOFING CLAIM PROCESS
Understanding the insurance process will help improve your chances of filling a successful insurance claim. Listed below is the typical process that occurs when you file an insurance claim for roof storm damages.
1. ASSESS DAMAGE
First, you should assess the damage to your home. See if there are any noticeable problems with the roof or check if water is leaking into your home. It’s important to keep in mind that you may not be able to spot all damage.
Hail damage and debris can cause issues without you realizing there’s a problem. For this reason, it’s also a good idea to contact a roof repair company to carry out an inspection. This can help you firmly determine if there is damage to your roof.
2. CONTACT INSURANCE PROVIDER
If you determine there is roof damage, it’s time to contact your insurance company to report the issue and begin the claims process. Make sure to get in touch with your insurance provider as soon as you’re aware there is damage to your roof.
3. WAIT FOR INSURANCE ASSESSMENT
Next, your insurance adjuster will most likely send an individual to your home to assess the damage. The inspector’s job is to determine if there is damage and whether your insurance policy covers it. If you believe you’re being ripped off, make sure to contact a roofing repair company that can provide a second opinion on the damage.
4. FILE DOCUMENTATION
Once you decide to repair the roof, you’ll have to file documentation that outlines the repairs required. This documentation should also outline the person who fixed it, as well as the cost associated with the repairs.
5. WAIT FOR THE OUTCOME
Once you have filed all your documentation, you should hear back from the insurance provider in due course. If you experience a delay in the verdict on your claim, it’s important to ask your insurance company for additional clarity.
CHOOSING THE RIGHT CONTRACTOR
Before you can get work done on your roof that will be covered by insurance, you will need to get an estimate from a professional roofing contractor. Gulf States Roofing can help you navigate your way through the roof insurance claims process. We have extensive experience in providing roof estimates for insurance claims and helping our clients navigate the process of getting their roof repair or replacement covered by their insurance company.
The most important thing to remember is that, if you suspect your roof has been damaged, you shouldn’t wait to get it inspected by a roofer. Find out the extent of the damage as soon as possible. This will help expedite the process and also help you avoid further damages that might not be covered under your policy.
GULF STATES ROOFING WILL HANDLE THE CLAIMS PROCESS FOR YOU
Once we have inspected your roof and documented all the damage, we can file a claim for you with your insurance company.
The insurance company would prefer to save their money and not pay your claim. Their adjuster will look for reasons to deny your claim. They will look for evidence of improper installation, faulty materials, lack of maintenance, inadequate attic ventilation, cosmetic-only damage, and the roof’s age.
Our licensed adjusters can use the results of our inspection to refute these arguments. They can also walk your roof with the insurance company adjuster. We can use the undamaged portions of your roof as evidence of sound materials and proper installation. We can show that the attic is properly vented, the damage isn’t just cosmetic, etc.
We will negotiate with the insurance company’s employees so you receive a settlement appropriate for your damage according to your policy. We will also ensure the final scope of work is complete and addresses all of the damage we identified. And our office staff will ensure that your claim stays on schedule until your roof repair or replacement is completed with the best materials, workmanship, warranties, and service.
Don’t Hesitate, Don’t Wait, Before It’s Too Late
Experiencing damage to your roof can be stressful—or even traumatic in the event of a natural disaster. Still, it’s important not to cause further problems for yourself and your house by waiting to repair the damage. The longer you wait, the more likely further damage will occur. You may even find it harder to file a successful claim with your insurance provider.
For this reason, it’s always important to work with a roof insurance claims company that also provides excellent emergency roof repair work.
If you’d like help with an insurance claim for roof damage, make sure to get in touch with our team of Insurance Restoration Specialists today! Check out our FAQ Page for Frequently Asked Questions about Roofing Claims.